Health Insurance Options

Health Insurance in today’s market can be confusing as to what the individual’s responsibilities are. According to law, every person is required to have health insurance either through an employer or individual plan. There are several ways to accomplish this.

  1. Employer offered health insurance. If you or your spouse have employer offered health insurance then this is the way that the law prescribed you should access health insurance. If you are under the age of 26, then you may be eligible for an available plan on one or both of your parent’s health insurance plan.
  2. Individual health insurance. This option is available to everyone who is not offered health insurance through your employer. There are subsidies available to individuals and families who meet certain income requirements. This is also an option for people whose employer health insurance is deemed unaffordable.
  3. Faith-Based health insurance. There are options for people of faiths that offer plans that are accepted by the government as offering health insurance while also conforming to a certain religion’s beliefs. Most of these plans are available are based on a Christian belief system but some other religious plans are available as well. These can be a more affordable option in some circumstances.

The point of this is to say that health insurance has never been a more complicated or expensive proposition to individuals and families trying to purchase it. The laws that are in place due penalize you through your tax bill if insurance proof cannot be submitted with your annual tax return. If you have questions about how to best protect yourself or your family with quality health insurance while avoiding expensive fines and penalties please contact us today. We have trained professionals standing by to help you navigate this complicated system.
Please call us today at 888-226-0181.